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Resource CentreRegions we service
Australian Financial Products and ServicesIf there's anything you need to know about Australian loans we have comprehensive list of links to Australian financial products and services provided by Centra Finance:
Important links for offshore investors and customers outside Australia
Home Loan and Investment GlossaryTerms from "Basic Rate" to "Variable Rate". Click here to learn the home loan jargon and terms Better than Mortgage ChoiceFind out why we're better than Mortgage Choice. It can be up to a $1000 difference Better than Aussie Mortgage MarketWe're better than Aussie Mortgage Market. Find out why here. Home LoansWe have everything you need to know about getting a home loan in Australia!
Australian Car and Personal LoansIf you’re looking for a car loan or a personal loan in Australia, then Centra Finance can also help you. . Expats seeking loans in AustraliaSomething very special for non-residents seeking loans in Australia Home Loan and Investment TestimonialsSee what our customers had to say about there Australian Home Loans and Investments, done through Centre Finance. Centra Finance Investment and Borrowing NewslettersDiscover brilliant tips and tricks for investing or borrowing in Australia. Or click on the links below of financial, home loan and investment newsletters:
Property for sale in AustraliaFind the right Australian Home or Australian Investment here. Consumer Advice and Complaint ContactsFor information and safety advice on Australian Home Loans:
Mortgage Check-up and Mortgage WatchUse our 'Mortgage Check-up' tool as a 'last stop shop' to give any mortgage the once over before settlement of your house. Australian Car Loans or Personal Loans for those with residential propertyYou’re surfing the net to save money for a car purchase or a holiday. Why not let the net save you another thousand or so up front with your Australian Car Loan, and the same kind of money over the years in interest. How does it work? Find out how. Home Loans for Different States and Cities of AustraliaWe can service Home Loans throughout Australia. As an investment or as a Home for you and your family.
About Centra FinanceEverything you need to know about the company, from a bit of history to what we do as a Mortgage Broker who pays you a rebate. Have a look at About Centra Finance. Basic Variable LoansEverything you need to know about Basic variable loans. Capitalising interestWhen you get your home loan you will often be asked if you want
a ‘principal and interest’ loan – where each month you pay
interest and a small amount off the principal of the loan. The
alternative is an ‘interest only’ loan – where you only pay
interest at least for the initial few years of a loan... Car LoansAll you need to know about Car Loans and how to get one. Consumer Advice and Complaint ContactsWhere to go and who to talk to if you have any problems. Click here for more on Consumer Advice and Complaint Contacts. Dictionaryeverything you need to know about names and terms used in the Finance Industry. Find out more... Non Residents Home Loans and Investments in AustraliaWe specialise in helping non-residents finance an Australian
home or investment property _ and we do it for a discount... Shopping Around for a Home Loan"Investors and home borrowers can and do pay more than they should, mainly because the market lacks transparency..." writes Tony Harris... Click here to find out more. First Home BuyersBuying your first home should not be a game of chance. Your Centra Finance Mortgage Broker has been fully trained to assist you every step of the way. Honeymoon ratesHoneymoon Rates everything you need to know. Partners and AffiliatesOur partnerships with lenders and information providers are special to us. See who we deal with regularly. Fixed Rate Home LoansYou can rest easy with great rates and flexible options on
fixed rate loans. No Deposit Home LoansIf you are a first home buyer or you simply have no deposit and
require a 100% home loan.... 100% Home LoansIf you are a first home buyer or you simply have no deposit and
require a 100% home loan.... No Doc \ Low Doc Home LoansIf you are self employed or have unusual income stream with
good equity the low docs might be for you Interest Only LoansAs its name suggests, an 'interest only' home loan requires you
to pay only the interest on the loan _ not the principal (ie. the
original amount you borrowed). Therefore for as long as it retains
its status as 'interest only' a loan would never be paid off. Lines of CreditA line of credit is a essentially a perpetual 'interest only'
home loan... Lender’s Mortgage InsuranceThe risk that the lender will lose money rises as the loan to
valuation ratio rises... Locking In Fixed RatesSome lenders will not guarantee you a particular advertised
fixed rate until the day of settlement... New borrowingOur rebates are payable on new borrowing... Offset accountsAn 'offset' account is a sophisticated way of 'fine tuning' your lending requirements to your earnings and your daily spending. Packaged home loansMost home loans are provided as single products. However
increasingly, professional packages are provided in a 'packaged
form'... Professional PackagesMany of the larger lenders offer very competitive packages of
products which are available only to those borrowers who meet
specific criteria. A Redraw FacilityWhen a few years ago lenders were threatened with newcomers to
their market charging lower interest, they invented the 'basic
variable rate' loan... Different home loans for different purposesOften it is sensible to have more than one home loan account...
Your Privacy Consent with Centra FinanceIn doing its job, Centra Finance collects personal information about you. This notice informs you of your rights under the Privacy Act and of our policies in dealing with the information we have about you. Jobs at Centra FinanceHave a look at some of the careers at Centra Finance. |