Loan Types
There are many
different loan mortgage types on the market to suit almost every need. It
is important to choose the one that is right for you. The major loan types
are described below. Click on each type of loan to get more detailed
information.
1. First Home
Buyer
If you are looking at buying
your first home we can help you with your purchase. We will also assist
you with your application for a First Home Owners grant. Click here
for more detailed information.
2. Refinancing - Changing
Lenders
If you are unhappy with
your existing lender and are considering refinancing your loan, we can
help you change lenders. It is highly likely that we can offer you a
better deal and save you money. Click
here for more detailed information.
3. Investor buying another
property
If you are
considering changing properties, as well as changing your lender, we will
assist you with this switch over. We will deal with your existing lender
and your Solicitor. Click
here for more detailed information.
4. Self-Employed Low
Documentation (LoDoc) and Non-conforming
If you are self-employed, you may have had trouble with banks
in the past when applying for a loan. With our LoDoc product you get a
great home loan rate without the mountain of documents you usually need.
Click
here for more detailed information.
5. 100%
Finance
Only got enough money to
meet the cost of stamp duty and Solicitors costs etc in connection with
your home purchase? Well, we have a product that may be able to provide
you with 100% of the purchase price of the property that you are buying.
Click
here for more detailed information.
6. Fresh Start Series
Not everyone fits the
standard home loan mould. You may have an impaired credit history or be
self employed and unable to provide the required documentation in support
of your application or both. Whatever the case, we have a product to suit
almost every situation. Click
here for more detailed information.