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Compare Centra Finance's Home Loan Repayments
last updated
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Variable Rate |
Comparison Rate* |
Monthly* |
We will save you money per month |
Total Repayments Per Year |
We will save you money every year |
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1
Year Low Start |
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rates changing daily |
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* Other fees
and charges are payable. Comparison rate is based on a $150,000 loan
over 25 years. Monthly repayments are calculated using the variable
rate listed on a $150,000 loan over 25 years. Information is
provided by InfoChoice and correct as of 24 April 2007. InfoChoice is an independent company providing unbiased and
up-to-date information about the Australian finance industry,
specifically for Australian consumers. They do not endorse any
particular products, services or providers, and their directors have
no financial interest in the businesses listed on their websites.
Comparison Rate Schedule available at http://www.centrafinance.com.au/.
WARNING: This Comparison Rate is true only for the examples given
and may not include all fees and charges. Different terms, fees or
other loan amounts might result in a different comparison
rate.
Fees:
|
|
Application Fee
|
Valuation Fee |
Legal Fee |
Settlement Fee |
Switch Fee |
Service Fee |
|
Our Basic Fees |
$550.00 |
$220.00 |
$300.00 |
No |
No |
No |
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ANZ Bank Variable Loan
|
$500.00 |
No |
No |
No |
$200.00 |
No |
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Aussie Home Loans Aussie
Home Loan |
$500.00 |
No |
No |
$100.00 |
No |
No |
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BankWest Mortgage
Shredder |
$700.00 |
No |
No |
No |
$350.00 |
$12/mth |
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Commonwealth Bank
Complete Home Loan |
$450.00 |
No |
No |
No |
$300.00 |
$8/mth |
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National Australia Bank
Variable Rate with 100% offset |
$600.00 |
No |
No |
No |
$300.00 |
$10/mth |
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RAMS Home Loans Standard
Variable |
$395.00 |
$200.00 |
No |
$150.00 |
$295.00 |
$96/yr |
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St George Bank Variable
Loan |
$600.00 |
No |
No |
$100.00 |
$350.00 |
$10/mth |
| Virgin Money
Virgin Standard Home Loan Variable |
No |
No |
$310.00 |
No |
No |
No |
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Westpac Banking
Corporation Rocket Repay Home Loan |
$600.00 |
No |
No |
No |
$300.00 |
$199/yr |
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Wizard Home Loans Smart
Choice Loan |
$100.00 |
No |
No |
$660.00 |
No |
No |
Fees comparison provided by InfoChoice
and is correct as of 27 April 2007. InfoChoice is an independent
company providing unbiased and up-to-date information about the
Australian finance industry, specifically for Australian consumers.
They do not endorse any particular products, services or providers,
and their directors have no financial interest in the businesses
listed on their websites.
Our Product Comparison:
|
Products |
Variable Rate |
Comparison
Rate |
Monthly Repayments
|
Total Repayments
Per
Year |
|
Centra Finance, 1 Year Low Start Loan |
6.92% |
7.18% |
$1,049.67 |
$12,596.04 |
| Centra Finance,
Discount Basic Loan |
7.27% |
7.21% |
$1,049.67 |
$12,596.04 |
| Centra Finance,
Royal Standard Loan |
7.32% |
7.40% |
$1,059.21 |
$12,710.52 |
| Centra Finance,
Line of Credit Loan |
7.57% |
7.59% |
$1,073.60 |
$12,883.20 |
| Centra Finance,
100% Finance Home Loan |
7.52% |
7.60% |
$1,079.38 |
$12,952.56 |
| Centra Finance,
LoDoc Loan |
7.57% |
7.59% |
$1,083.24 |
$12,998.88 |
| Centra Finance,
LoDoc Line of Credit Loan |
7.72% |
7.81% |
$1,097.78 |
$13,173.36 |
| Centra Finance,
Construction Loan |
7.47% |
7.55% |
$1,097.78 |
$13,173.36 |
|
Centra Finance, Fresh Start Series |
9.75% |
9.84% |
$1,132.99 |
$13,595.88 | |
Fees:
*Other
fees and charges maybe payable. Comparison rate is based on a
$150,000 loan over 25 years. Monthly repayments are calculated using
the variable rate listed on a $150,000 loan over 25 years.
Information is provided by InfoChoice and correct as of 27 November
2006. InfoChoice is an independent company providing unbiased and
up-to-date information about the Australian finance industry,
specifically for Australian consumers. They do not endorse any
particular products, services or providers, and their directors have
no financial interest in the businesses listed on their websites.
Comparison Rate Schedule available at www.centrafinance.com.au.
WARNING: This Comparison Rate is true only for the examples given
and may not include all fees and charges. Different terms, fees or
other loan amounts might result in a different comparison
rate.
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