Buying a home in Australia

Find a home loan with Centra Finance - for overseas and Australian borrowers

Are you looking at buying a home in Australia? Whether you're living overseas or in Australia, Centra can help you finance an Australian home or investment property.

We offer personal service helping you finance investment in the Australian property market. Our services provide you access to one of over two hundred products from over twenty Australian lenders - ranging from small building societies to the major banks.

Though we're discount mortgage brokers, we pride ourselves on prompt first class personal service to overseas customers looking at buying a home in Australia. As our testimonials confirm, we have exceeded the expectations of many of our clients and will endeavour to exceed yours. (Home buyers from outside Australia should see below for more information about non-resident investment details).

Our staff are available to advise you on your situation whether you are considering a residential property and require a budget 'no-frills' loan or are expanding a commercial operation to Australia and are seeking a professional package.

We keep your hassles and our costs down.

Go to our express inquiry form and we'll get on-line and personal. Wherever you are in the world, we'll be back to you within five working hours - or tell us when is most convenient for you.

Note to overseas investors:

Investment in the Australian property market generally requires pre-approval from the Foreign Investment Review Board. It is the responsibility of the purchaser to inquire if any approval is required. A streamlined Residential Real Estate application form can be obtained online here; this form should be completed by non-residents seeking to acquire an interest in the Australian residential property market as individuals (and not through a company or trust).

The term 'non-resident' for lending purposes applies to a person who:

  • Permanently resides out of Australia and is not an Australian citizen;
  • Is an Australian citizen that has been living and working out of Australia for more than 6 consecutive months;
  • Is not an Australian citizen but has been residing in Australia for less than 6 consecutive months.